Zero Down Programs for Business Owners

When business owners apply for mortgages through traditional banks they often run in to the "tax return" problem. Our gross income as entrepreneurs gets better and better but the bank focuses on the worse case scenario in their method of qualifying us. Also, for those of you that are just starting out, you've probaly run into the problem of not having the required 2 years of corporate income tax returns.

So a long time ago, I made it a goal to help business owners, entrepreneurs, and commissioned sales people find lenders that offer loan programs to fit this group of borrowers.

We have 15 lenders who specialize in little down payment, even a ZERO down payment for business owners of all credit types. These specialty lenders do not requrie tax returns. Some of these specialty lenders will take your bank statement cash flow as a source of income while some just need a license. Some of these lenders require a 700 credit scores while some will accept a credit score as low as 620.

You may ask "what if one spouse is salaries and one is a business owner?" We have a loan for that too.

If you are a business owner and would like to learn more about how to buy a home with a zero down payment, call me for a free 1 hour consultation. Please keep in mind that although we try and keep this information current, that rates, programs and terms are subject to change without notice.