22 Ways to buy a home or investment property with ZERO DOWN!
- 1. Teachers STRS and 2 other programs
- 2. Public Employees - use your PERS or FERS
- 3. For moderate income borrowers (i.e. if you make less than a certain amount)
- 4. For neighborhoods that are under the revitalization program - targeted areas
- 5. SPECIAL program for nurses/medical workers up to $812,000.
- 6. For people with recent bankruptcies - OK
- 7. For people with recent foreclosures - OK
- 8. Interest rates starting as low as 2%!
- 9. For people who want a 30 year fixed 1 loan
- 10. For investors! Up to 4 units - start your empire!
- 11. For owner occupants up to 4 units
- 12. Buy a vacation home!
- 13. For people who don't want to pay PMI
- 14. For people with credit score as low as 560
- 15. For self employed people BUSINESS OWNERS
- 16. For people who have several employers
- 17. For people who make mostly tips or bonuses
- 18. For seasonal workers
- 19. For veterans under VA $417,000
- 20. For veterans under Cal Vet
- 21. 103% or 107% financing - for people who need to pay off debt to buy a home
- 22. For people who want to "fix and flip"